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Savings Accounts

We offer an array of financial products and services including our Savings Account and CDs.

Businesses of all types earn interest on excess funds while maintaining immediate access to these funds through F&M Bank’s Passbook Savings.


  • $50 deposit required to open account
  • Limited to 6 pre-authorized debits per calendar month
  • $3 excess withdrawal activity fee for each debit in excess of 6 debits per calendar month
  • Interest will be compounded and credited to account semi-annually
  • Free ATM card available upon request

Another savings opportunity for your business is through a Certificate of Deposit.

Certificate of Deposit
CDs have a specific, fixed term (often three months, six months, or one to five years) and a fixed interest rate. For maximum benefit, CDs are to be held until maturity, at which time the money may be withdrawn together with the accrued interest.

Stop by to open your new savings account today! Plus, find more information about our value-added services.

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