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Checking Accounts

Good banking happens here every day, like through our easy-to-use Checking Accounts.

Enjoy free ATM/VISA® Debit Cards, free mobile and online banking with bill pay and free e-statements including check images, no matter what account you choose. Pick from these F&M Bank Checking Accounts to fit your business needs:

Designed for the small to medium-sized business with moderate account activity.

  • Account activity should not exceed 40 checks written and/or 75 total items deposited
  • No service charge if minimum balance of $600 is maintained
  • $5 monthly service charge if balance is below required levels*
  • $.20 per withdrawal in excess of 25*
  • $.05 per check deposited in excess of 40*

*Charges assessed only when minimum balance of $600 is not maintained

Designed for businesses with higher transaction volume.

  • Earnings credits
  • Fees, if any, are calculated using commercial account analysis
  • Fees may be offset by earnings credit
  • Interest can be earned for qualified account holders

Stop by to open your new checking account today! Plus, find more information about our value-added services and VISA® Debit Cards.

Choose F&M Bank