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Checking Accounts

We offer an array of financial products and services including our easy-to-use Checking Accounts.

Enjoy free ATM/VISA® Debit Cards, free mobile and online banking with bill pay and free e-statements including check images, no matter what account you choose. Pick from these F&M Bank Checking Accounts to fit your Ag business needs:

FIRST FREE CHECKING

  • No minimum balance
  • No monthly maintenance fee
  • No account activity fee unless dormant for 12 consecutive months
  • Unlimited check writing privileges
  • Electronic statements thru our Online Banking Service (Images not included)


BASIC CHECKING

  • No minimum balance
  • $2 monthly maintenance fee
  • Paper statement (Images not included)
  • Unlimited check writing privileges


PERSONAL CHECKING

  • $50 deposit required to open account
  • $400 minimum ledger or $750 average collected balance requirement
  • $4 per month minimum balance fee is waived if minimum balance is met
  • $0.20 activity fee for debits (electronics or checks) over 25 per statement cycle
  • Paper statement (Images included)


PREMIER CHECKING

  • $50 deposit required to open account
  • $500 minimum ledger or $1,500 average collected balance requirement
  • $6 per month minimum balance fee is waived if minimum balance is met
  • $0.20 activity fee for debits (electronic or checks) over 25 per statement cycle
  • Interest bearing
  • Paper statement (Images included)


MONEY MARKET

  • $1,000 deposit required to open account
  • $3 maintenance fee if balance is less than $1,000 any day of statement cycle
  • $3 activity fee for debits (electronic or checks) over 6 per statement cycle
  • Interest bearing
  • Paper statement (Images included)

Stop by to open your new checking account today! Plus, find more information about our value-added services and VISA® Debit Cards.

Choose F&M Bank